Your Details
Earnings
Deductions & Benefits
After-tax deduction — does not reduce NI or tax
e.g. car, cycle to work — reduces NI & tax
P11D value — adds to taxable income
% of base salary — salary sacrifice
% of base salary — employer contribution
Monthly Breakdown
Gross Pay
£0
before deductions
Taxable Pay
£0
after sacrifice + benefits
Income Tax
£0
PAYE deduction
NI
£0
Class 1 employee
Pension
£0
salary sacrifice
Take-Home Pay
£0
net monthly pay
Employer pension: £0/month •
£0/year •
Total annual pension pot contribution: £0/year
Tax Band Allocation (Annual)
Chart Guide: Shows how your annual taxable income is distributed across UK tax bands. Salary sacrifice reduces the taxable amount before bands are applied.
Personal Allowance Taper (“60% tax trap”)
Your Personal Allowance reduces by £1 for every £2 of adjusted net income above £100,000. Each extra £1 earned in this range is effectively taxed at ~60%. Pension salary sacrifice can bring adjusted net income back below £100,000 and restore your allowance.
Adjusted Net Income:
£0
Personal Allowance (effective):
£12,570
Allowance lost to taper:
£0
Taper status:
No taper
Take-Home Allocation
Portion up your monthly take-home pay to see what's left each month.
£20,000 per year can be saved tax-free in an ISA — your annual ISA contribution: £0
Premium Bonds are tax-free up to £50,000 total per person — your annual Premium Bond purchases: £0
Take-Home Pay
£0
Bills
−£0
Credit Card
−£0
ISA
−£0
Premium Bonds
−£0
Remaining
£0